You do not have to worry about insurance if you are learning to drive solely with a qualified instructor, as his or her car will be insured.
However, if you are also having extra lessons with a friend or family member, you need to ensure you are covered by an insurance provider to drive their car.
If you are having extra lessons in a friend or family member´s car, they can add you as a named driver – however, this can result in a sharp hike in premiums, and a loss of any no claims discount should you have an accident.
To avoid this, many insurance providers readily offer insurance specifically for learner drivers.
This can be expensive, as learner drivers are seen as more likely to make a claim. However, if you stick with the same insurance provider once you have passed your test, you could be in line for a discount on a standard policy.
Cost: Prices vary, and insurance providers will generally offer packages to cover you for a couple of months....so shop around!
If all goes well, you’ve now passed both your theory and practical driving tests, and you are now a qualified driver!
Some new drivers choose to take part in the Pass Plus scheme. This is a voluntary, practical experience that is in place to give new drivers some extra skills and confidence on the road. For example, you may be driving on the motorway and at night.
Pass Plus is a great way in receiving a discount on your car insurance, as many insurance companies will give you a substantial percentage off if you have completed the course.
That said, it’s still important to shop around, as a discounted premium could still be more expensive than the price quoted by another provider.
Cost: This varies according to your location or driving school, and some local councils offer discounts to those wishing to take Pass Plus.
My Mission is to get You to Pass your Test 1st Time!